advantage home mortgage

Lots of people today are just renting their house or pad. It's hard when you have to move to another house and settle again. I never experience such situation, since the day I was borne, my family stayed where we are in the present. Sometimes I think, would it be fun to pack your stuffs and be in a completely new environment? Yeah sure I bet..LOL! But the truth is everyone of us wants to own our own home. We all want a dream house! And we realized that it takes so much planning and working hard to achieve it.

But, it is not impossible! One way is by getting a mortgage. FHA mortgage offer loans to qualified borrowers. Those with disabilities or those who have low income are still eligible. The terms for this mortgage also varies depending on your location, the average is $200,000. There are also self-employed mortgages for individuals who might have a hard time proving a steady income. Low Down payment Loans are also available. With it, you can make a down payment with just a little amount of money. Applying for a mortgage sometimes can be very frustrating, but it is all worth the effort. When your request is finally granted. They say that a journey begins with one step, who knows your dream house starts from a simple click!


I feel so busted!!! I can't believe that I don't have photos of the PBA game we've watch last sat..which means I have nothing to upload..GRRRRRR! I only took 1 shot with my cp, coz I thought that bro will do the job for me, but he didn't!!! I was so excited to finally upload the pics, then he broke the ice and told me he don't have any...MEN! I should have been more responsible and do the job myself...huhuhu!!! Anywayz, my internet connection also messed up for 2 days! GRRRRRR..again! It's frustrating when you have to do something, but then you can't. Then my PR drop to 2 and I miss my opps sooo much, not that good business for the past few days...Oh well, I feel so dead..LOL! Good thing I still got you...Wink! I have to be on track, focus...focus...focus!


PBA live!

We really had fun last night. I'm still in cloud nine actually,LOL! Bro bought 4 tickets to PBA game live here in Zambo. Vine, couple of friends, manong and me went, and we really had sooo much fun! Crowd of people were there, from all ages and from all walks of life. Watching PBA live is a big deal for people who lives outside metro manila. Specially us here who lives at the tip of Pinas,LOL! It was a great game infairness, with only 3 points lead. Hahaha... we couldn't help ourself, we were really having fun during the game. Not to mention, the players are good looking,LOL! I saw Crisano already, needless to say...he was the x-bf of the famous ethel booba...hehehe! Wow, I hope there will be another PBA game here soon.. looking forward for the next one, hehe...and promise, front row tickets najud...LOL!

I'm still in the process of uploading the pictures.. will post it..hmmm, maybe tomorrow..hehe!


aRte Y piCo

Ma'am Shimumsy, thanks for this award! I appreciate it alot...

The rules of this tag are as follows:

1.) You have to pick 5 blogs that you consider deserve this award for their creativity, design, interesting material, and also for contributing to the blogging community, no matter what language. 2.) Each award has to have the name of the author and also a link to his or her blog to be visited by everyone. 3.) Each award winner has to show the award and put the name and link to the blog that has given her or him the award itself. 4.) Award-winner and the one who has given the prize have to show the link of "Arte y Pico" blog, so everyone will know the origin of this award. sure you visit the link above.

This award also goes to:



I've been wanting to change my template..!!! Though I like what I have now coz it's neat and clean but it's so boring. I admit, even I find it so boring and nothing unusual,LOL! I want something that says about me,haha.. I found one, I did! But I'm having trouble putting the new template,grrrrrrrrrr! Why oh why??? it always says, error...error...error! Can anybody help me??!!! Oh well, I'll figure this out anyway..I have to, if blagags,chaka..!


hiStory mYstery...

Have a History Teacher explain this---if they can.

Abraham Lincoln was elected to congress in 1846.John F. Kennedy was elected to congress in 1946.

Abraham Lincoln was elected President in 1860. John F. Kennedy was elected President in 1960.

Both were particularly concerned with civil rights. Both wives lost their children while living in the White House.

Both Presidents were shot on a Friday. Both Presidents were shot in the head.

Now it gets really weird...

Lincoln's secretary was named Kennedy. Kennedy's secretary was named Lincoln.

Both were assasinated by Southerners. Both were succeeded by Southerners named Johnson.

Andrew Johnson,who succeeded Lincoln,was born in 1808. Lyndon Johnson, who succeeded Kennedy was born in 1908.

John Wilkes Booth,who assasinated Lincoln, was born in 1839. Lee Harvey Oswald, who assasinated Kennedy, was born in 1939.

Both assasins were known by their three names. Both names are composed of fifteen letters.

Now hang on to your seat..

Lincoln was shot at the theater named "Ford". Kennedy was shot in a car called "Lincoln" made by Ford.

Lincoln was shot in a theater and his assasin ran and hid in a warehouse. Kennedy was shot from a warehouse and his assasin ran and hid in a theater.

Booth and Oswald were assasinated before their trials.

And here's the kicker..

A week before Lincoln was shot, he was in Monroe, Maryland. A week before Kennedy was shot, he was with Marilyn Monroe.



I Joined Bloggerwave

I've heard about blogging several times before. Local TV shows did some
features about it also. But still I was puzzled on why so many people
are addicted to it, even my sister..LOL! It was her who introduce
blogging to me. At first I was kinda hesitant and skeptical, but know what?
I've realized that I've wasted so much time when I could have started
earlier, which means I could have earned earlier,LOL! Yes, there's money
in blogging! You just have to write about anything and everything,even those that don't matter. You can get paid to blog!!! Trust me, blogging is just so amazing! Making money at your convenience, no boss, no pressures, no waking up early... it's just in the power of your hands.


coupLe or tRouble

I really love this korean drama! This was shown on GMA last year but I still keep on watching it until now. My cousins and even papang and my uncle also enjoys watching this show. Good thing we got the DVD,hehe!

The story is about a woman named Anna. A young, beautiful and wealthy lady, but very selfish, arrogant, inconsiderate, hayyy basta... super duper maldita to the highest level!!! Everyone hates her, even her husband! But a twist of faith happened, Anna fell off from her yacht and had an amnesia. Blah..blah..blah! She end up with a man named Eugene, a handy man. He's very handsome, I tell you..LOL! Hayyy basta, if you watch the show you'll understand what I mean. It has everything you want in a show..drama,lovestory,comedy! It's something very irresistible, you just couldn't stop watching it..hehe! I would say, couple or trouble will be my all time favorite..hehe! (just click it if you want to watch the trailer) Oh yeah, this was inspired by a 1987 hollywood movie Overboard, which stars Goldie Hawn and Kurt Russell.

ate shei, just click the watch trailer hah...hehe! nice jud ni sya! to ate poray who's a certified kapuso, you'll like this for sure..hehe!



That's the name of the typhoon we are experiencing right now at western part of Mindanao. Strong wind and heavy rainshowers since last wednesday. Last night we thought that the roof would rip off,LOL! scaryyy! We lived near the river, so we are in constant monitor if it doesn't like go OVER na! Then the streets are soooo muddy, and baha...MEN! I'm planning to take some pics, but was not able to buy some battery yet..hihihi! Because of the rain, it just stops for a while then it pours again and again and again. I hope butchoy will leave us soon.

pics...coming soon, hehe!


look of the year

Calling all the beautiful ladies in the planet, it's time for you to shine! Join the Look of The Year beauty contest, at a worldwide search for the most beautiful you. People around the world will be the judges for they will rate your photos. Not just that, your beauty can also be discovered by modeling and advertising agencies. Sounds great right! Yes your claim to fame is just a few clicks away. Visit It's time for the whole world to get struck by you! Join look of the year now, and be tomorrow's superstar!


Japanese name tAg

Ate Shei, thanks for this tag! I grab it right away... excited, LOL!

For the instructions, add your name on the list and simply spell out your name using the given Japanese letter-translation below. Tag six of your friends and inform them of the tag. Have fun!
A - ka----G - ji----M - rin---- S - ari----Y - fu
B - tu----H - ri----N - to -----T - chi----Z - zi
C - mi----I - ki----O - mo---- U - do
D - te----J - zu----P - no----- V - ru
E - ku--- K -me---Q - ke ---- W - mei
F - lu---- L - ta--- R -shi----- X - na
1. OSWALD- maorimeikatate (sounds like american and states har...har...har...)
2. JUNELLE- zudotokutataku (thank God i'm filipino! sounds like sadako. nyay! hehe)
3. JAQUELINE- zukamikedokutakitoku (ayay! unsa man ni perti mang taasa..wa ko kasabot)
4. LIRA LUZ- takishika taduzi (sounds like a title of an anime show, cute!)
5. NOVA JOY- tomoruka zumofo (nakakaloka, ano bang sounds to! parang ang bantot naman!)
6. LERMA - takushirinka (I’ll use this name if I’m in Japan!)
7. BREGIE -tushikujikiku (Wah….ang sagwa hehehehe)
8. SHENG - AriRiKuToJi (forget it! LOL!!!)
9. LYNN - TaFuToTo (Hahaha! It sounds like… Are we thinking the same thing? Hahaha!)
10. GOJI - Jimozuki ( hmmm ano ito? parang true Japanese name nga…)
11. DARLYN - Tekashitafuto (maganda sana kung dar nlng name ko kc tekashi lng.... surname na cgro ung tafuto parang pagkain na yan puto...)
12. SHELA- Aririkukitaka (what?!)
13. JEWHEL- zukumeirikuta (murag suko kay gimuta...hehehe!)

i'll pass this to veniz, jolits, wena, and dru... enjoy guyz!!!


india translation

The evolution of languages. Do you know where the so many languages in the world begins? The bible says that it all started when Nimrod, a mighty ruler of Babel commanded his people to build a tower that would reach the heavens. He wanted to be the greatest among the universe and reach the stars. But God, did not allow such thing to happen. He made everyone speak different languages so that they will not understand each other at all. They started to be so irritated with each other and leave one another. That was the beginning of the languages we speak today.

Well, the good thing about it is that we are so fascinated with the languages and dialects from all over the world that we might want to learn even one. But what if we must deal with foreigners, or people who speaks other languages. It will be so hard, but kinda fun! I was surfing the Internet and bump into this site that offers translations for different languages. Like Arabic Translation, India, Hindi Translation and Farsi Translation. Not just that, they also have translations for Punjabi, Bengali, Tibetan, Nepali and so much more! This site is a big help for companies all over the world and corporations too. They guarantee culturally appropriate translations and would respond to all your translation or India translation needs in an hour.

It's so amazing how we can communicate with the entire world now a days, though they speak with another tongue with a little help from the interpreters, it's no problem at all!


whAt laNguage sHould you leaRn?

Wena tag me with this, thanks!

You should learn Japanese
You are cutting-edge, and you are ready to delve into wacky Japanese culture.
From Engrish to eating contest,
you're born to be crazy gaijin. Saiko!
It's one amazing thing being pinoy, we are multi-lingual. We're good at learning other languages. I learned Sign Language 2 years ago, and believe was worth all the efforts. Well for now, I like to learn another more...maybe japanese na! LOL!

i'm passing this to veniz...hehe! ur my favorite kasi!


getting your Wining lottery number..

People are falling in line in lotto outlets. From all walks of life, all are hopeful to win. If only they know that now a days you can play lotto online. Wining lottery numbers are available and they can join the games anytime, anywhere. A site with great prizes, all they have to do is join, choose their desired prize and enter the draw. Lottery numbers for many are the answer to their long time dreams, and it's so easy now.. with a single click, you can be a winner instantly. But be careful, the love of money is the root of all injurious things.


are h0roscopes reliable?

horoscopesI just finish reading this magazine and found an article that I want to share with you. It discusses about horoscopes and how it affect people. Many today even rely their everyday life in horoscopes. But are they reliable?

When you read in the pages that says, "At times you are outgoing, but other times you are reserve. You don't reveal too much of your self to strangers. You are independent thinker and needs proof before accepting it. You have great potential. You know what you want and how to achieve it."
If people think that it does sound like them, they may be putting more meanings into the description than it deserves. The above statements are mostly true for the majority of people, that's a fact. But people will tend to accept statements that seem accurate and disregard those that do not. Researchers found out that if the star signs in the horoscope are removed, people are unable to identify which paragraph belongs to their own sign, but if the signs are included they will believe their own star reading to be the most accurate.
So you see, it's just a matter of psychological effect!


that aLL-iMportant sMile

SmileA simple smile is the best way to win friends and influence people. Surveys revealed that the first thing most people notice about someone is his or her smile...NAKS! Nearly half of those surveyed said that they would not do business with anyone who looked unfriendly. Woman managers in particular are more likely to promote employees who smile. The book "The Human Face" says that research shows how important smiling is in society. People often share their confidence, hopes and even money with smilers. Smiling increases the body's production of pain-killing endorphins and people who smile spontaneosly have a more successful life in personal and career terms.
When someone smiled at you, most likely you'll give one of yours too. So always start your day with a smile! Pro ayaw pod sigeg smile bisag nag inusara raka... mura ka anag siyut!


Retractable Awning Richmond

Awnings for all of Virginia No matter what type of awning you're looking for, Retractable Residential Awnings, Retractable Commercial Awnings, or something else, Capitol Awning has what you're looking for. Having led the way in theRetractable Awnings Virginia wants since 1930, Capitol Awning has all of the best styles, colors, and materials to ensure that you get the exact awning that you're looking for. So whether you're looking to cover a business entrance or your deck against the sun, visit Capitol Awning and see what they can do for you. I'm sure you'll be happy you did.

advantage auto quotes

If you want to apply for car insurance, what would you do first? Of course, it seems a daunting task but searching into many different companies and deals that offers the best is one good step. One of the many things we have to consider are the best price on car, truck, and SUV insurance policies. Affordable and competitive auto rates are also important. It may help if you get an auto quotes on one of the following: Classic Cars, Sports Cars, Business/Commercial, Best Rates, and even Bad record policies. The company offers vehicle and automobiles from all types like BMW, Mercedes, Ford, Toyota, Nissan, Jeep, Chevrolet, Mazda and Dodge. At Advantage Auto Quotes, they can help you find the best rates on auto insurance from a reputable and reliable insurer by getting your automobile insurance quote.

Advantage Auto Quotes can provide you with the much needed help. You can select the type of coverage needed for your vehicle and provides the cheapest and affordable rates where ever you may be. Whether you are a teen driver or someone who have a bad driving record, you can still apply for the plan. There are now so many competitors in these business, but with them you're surely be the winner!